About
This loan processing app is designed to evaluate whether a car loan applicant is credit-worthy of an auto-loan. Several machine learning algorithms were tested. The most accurate model was selected. You can find Jupyter Notebooks which shows the data pre-processing, and model selection at the following GitHub repo: Link to my GitHub.
The algorithm used was a Gradient Boosting Classifier, which was uniquely identified as the best performing classifier amongst other classifiers. The following performance metrics are listed below:
- -- Accuracy: 87.9% --
- -- ROC-AUD: 95.2% --
- -- Precision (Approved): 85% --
- -- Precision (Declined): 90% --
- -- Recall (Approved): 89% --
- -- Recall (Declined): 87% --